Insurance can help. Savings can help. But you still may find yourself working with a budget when it comes time to plan a funeral. And that budget may not be particularly flexible. That makes it imperative that you work closely with a funeral home to make sure your costs don’t exceed that budget. If you or someone you know is looking for funeral homes in or near Indianapolis, IN, you should know that there is a solution in your area that actually cares about your budgetary needs. O’Riley - Branson Funeral Service & Crematory takes your budget seriously. We understand that your budget is likely a starting point for any discussions involving a funeral or memorial service. That means we adopt a unique approach that is really premised upon open communication and a better understanding of your needs and wishes. Put simply, we can’t do it without you. 

The first step to handling funeral costs is determining what your budget actually is. This can be a difficult and somewhat time-consuming process. How much money you can spend may not be immediately obvious. But it is essential that you account for things like sources of income and future expenses that you can anticipate. Everyone’s budget will be different. Some families can afford virtually anything. Other families will struggle to afford the basics. We are willing to work with any family, but it is important that you take your budget seriously and come to the table with some understanding of your capabilities. Then we can discuss options. 

Once you have some concept of how much you can spend, it is time to think about things that you absolutely have to have. Before you even look into funeral costs, you should account for things like a casket, land for burial, or even an urn in the event of cremation. These are the kind of items that you really can’t ignore. They’re pretty non-negotiable. So it is important that you begin by taking these kind of expenses into account. That will shed further light on how much you can then spend on a funeral or memorial service. Note that there is a considerable range when it comes to pricing for these kind of items. Some caskets, for example, are much more expensive than other caskets. If you’re looking to save money, make sure you explain that to your funeral home as soon as possible. They are very likely to find you an option that actually works. 

Finally, you can think about spending on the funeral itself. Funerals don’t have to be incredibly expensive. They don’t have to feature a viewing or visitation, both of which can become a bit pricey. A number of factors can affect the cost of a funeral, including where it is held. Again, it is imperative that you explain your budget to a funeral home so that you are ultimately dealing with the right kind of solutions. You do not want to find yourself spending more than you can afford, and you don’t have to. 

If your are interested in funeral homes in the Indianapolis, IN, area, consider reaching out to O’Riley - Branson Funeral Service & Crematory. We know money isn’t everything, but we also know it can really contribute to your family’s bottom line. We respect that.